Drew Boyer is the president and founder of Boyer Financial Group and a CERTIFIED FINANCIAL PLANNER® with over 20 years of experience guiding families and individuals through their financial journeys. Raised in Ohio, his values of hard work and financial responsibility drive his passion for financial literacy. Drew combines his deep love for hip-hop culture with personal finance to educate and inspire, sharing his own experiences of overcoming financial challenges. His book, Hip Hop X Finance, merges iconic hip-hop references with practical financial advice, making money lessons both entertaining and accessible. When not helping clients, Drew enjoys spending time with his family, playing drums, and staying connected to his musical roots.
Episode Highlights Here:
Brett
Before we jump into this episode, I wanna invite you to join our community to help you become a better steward scale to billions and ultimately give more or all of it away. All I want you to do is to click the subscribe button right now. I love your support. It’s incredible to see your comments, and we’re just getting started. I can’t wait to go on this journey with you. Thank you so much for subscribing. It means the world to me. Welcome to the build to billions podcast, where we got successful entrepreneurs and investors on the journey for millions to billions, and we believe that the key to scaling compounding your wealth starts every single day with a mindset and practice of stewardship over ownership and applying billionaire biblical principles. Each and every guest we bring on, we’re talking about how to level up our faith impact, scaling our business and life. And I’m excited about our next guest. He is no exception. He’s had a great state of Ohio. He’s an Ohio State Bucha graduate. He’s a Certified Financial Planner. You wrote a cool book called Hip Hop X finance that’s available everywhere. And we’re talking about how to become a a financial gangster and all the other all the all the good ways, by the way, Drew mixes his our guest makes it his personal mission to make personal finance easy to understand, accessible for all and so much more. Please welcome the show with me. Mister drew
Drew
boy Drew, how we doing? Hey, Brett, thanks for having me on today. Absolutely,
Brett
for our listeners, get to know for the first time, would you give us a little bit more about your story and your current focus? Yeah.
Drew
So I’ve been a certified financial planner for little over two decades now, and I got the the great start about 2003 after attack bubble had burst, and I had been going for about five years after that, trying to get people reinvested, get back in the stock market, take some risks, go get some real estate. And then I got my 10,000 10,000 hours in there after the five years. And then we all got hit sideways by the great financial crisis. And I learned after that that I really didn’t know anything. And so since then, I’ve been on this mission to always keep learning and to not think I know everything all at once. But to keep reading, started writing more. Get get a few years forward, get my certified financial planner degree, and then, you know, COVID hits, we get all brand new rules to the game. And leading up to now, my mission is to help people to make personal finance not only, not only educating, but entertaining, and with the book, I decided to go with the angle from music. The backstory on that Lot was before I had to grow up and get a real job, I was a drummer. Somebody way back in sixth grade gave a spastic little boy a couple drums, drumsticks. I was able to sit down and play and all the way through high school, got into college, even played up in Brooklyn a little bit at their at their college, but had to grow up and get a real job. And so now, 20 years in, wanted to give back something that I’ve learned mixing the worlds of my two loves, which is music and then money,
Brett
awesome. So let’s dive right into that. What’s the number one secret to becoming a financial gainster in all the right ways?
Drew
Number one secret is to just get started, and I would say, write down a plan. Now I’m in financial planning. Obviously there’s a stat out that I believe that people that write down a plan have, they’re 80% more likely to get it done the act of doing something and taking the first step. So write down where you want to get to, where you’re at now, and then people like me are going to be helping you how to get to from point A to point B. Fantastic.
Brett
That’s simple enough be 80% more effective by just writing it down where you want to go. So start. Step one is to get started. To write down a plan. What’s step number
Drew
two? Do it get started in the book, the first, the first chapter of the of the book, which I call tracks in the book, is getting off debt row, and it’s obviously playing off of 1990s record labels there and hip hop. But I love this quote from Warren Buffett, who’s generally accepted as the greatest investor of all time. But it’s about it’s talking about debt, or if you’re in a bad spot, is to when you find yourself in a hole, stop digging, and then you got to be able to change your behaviors. So that’s where you want to start out. In Second. Second phase, write it down, make a plan, and then start taking some action forward.
Brett
Okay, that’s great, by the way. Are there other actual songs that you associate with the track? What is the song for this one? Yeah, all
Drew
the way throughout the book are hip hop lyrics, and they’re little excerpts. So it’s not just one song in particular, it’s scattered throughout, along with lots of great graphics in there to keep you engaged. And the book is meant to be more of an experience. So if you’re not a person that likes to read, you know this, this should bring you into it. There’s also an audio book version, where, if you’re a multi tasker, like all of us seem to be nowadays, there’s an audio book. Listen to it, you won’t get all the graphics, though, excellent.
Brett
What’s step number three to become a financial gangster? Yeah,
Drew
so getting out of debt, it’s understanding credit. So a lot of people don’t know good debt from bad debt. That’s a great step there.
Brett
What is walk through it?
Drew
So good debt you would consider something that you’re buying in. Appreciating asset. So you’re talking about real estate is a great one to go off of. Does this bed off income to you? That’s good, that’s, that’s what I consider good debt is something that’s an appreciating asset that goes up in value. Maybe you can also, you know, not only grow but give you some current income. Bad debt, obviously, the worst one out there is credit cards. Those are, those are terrible debt. Payday Loans. Don’t let million get me started on those. They should be outlawed. That’s bad debt, something that’s costing you a ton of money, that may or may not be going to something that’s an appreciating asset. So
Brett
if you like this little short clip of the interview I just did, click over here to watch the full interview, and please don’t forget to subscribe. Thanks so much, everybody.
05:41
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About Drew Boyer
Drew Boyer is president and founder of Boyer Financial Group. He’s an experienced financial expert and a CERTIFIED FINANCIAL PLANNER® with over two decades of experience helping individuals and families navigate their financial journeys. Raised in Ohio, Drew’s upbringing shaped his values of hard work, financial responsibility, and entrepreneurship, lessons that he now imparts to his clients and readers alike.
A passionate advocate for financial literacy, Drew blends his expertise in personal finance with his deep love for hip-hop culture, using the lessons learned from both to educate and inspire. From witnessing the rise of hip-hop in the golden age to overcoming his own financial struggles, Drew’s life story mirrors many of the triumphs and pitfalls found in both the financial world and the music industry.
Through his unique perspective, Drew has transformed his challenges into teaching moments, creating a relatable, engaging approach to financial education. His book, Hip Hop X Finance, combines iconic hip-hop references with practical financial advice, delivering money lessons in an entertaining and accessible way.
When Drew isn’t helping clients achieve their financial goals, he enjoys spending time with his family, playing drums, and staying connected to his musical roots.
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