From High Income To High Net Worth with Blake Brogan

Blake Brogan has been in the financial services industry since 2015, after graduating from Grove City College with an undergraduate degree in Entrepreneurship (PA).

He was first exposed to business owners and investors who were actively implementing Investment Optimizer strategies while in college, which sparked much of his own financial education and passion to serve fellow entrepreneurs and business owners.

In 2016, he launched his own practice with many of the same ideals and strategies as the Money Insights team. He has since become an expert in advanced planning strategies involving life insurance. Money Insights allows Blake to do what he loves best: build client relationships, dissect problems, and collaborate to find solutions.

Blake lives in Michigan with his wife, Elizabeth, and their two sons when he is not at work. In his spare time, he enjoys golf and Spartan athletics.

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From High Income To High Net Worth with Blake Brogan

Brett:

I am excited about our next guest. He’s out of the great state of Michigan, originally from California, but he’s been in the financial service industry since 2015. He graduated with an undergraduate degree in entrepreneurship from Grove City College. It was while in college that he first discovered and was exposed to business owners and investors who were actively implementing the investment optimizer strategies, which launched much of his own financial education and passion to serve fellow entrepreneurs and business owners. His practice began in 2016. With many of the same ideas and strategies, he became a part of the Money Insights Team. Please welcome to the show with me, Blake Brogan. How are you doing, Blake?

Blake:

I’m doing great, Brett. Excited to be here. I’ve been listening to some of your shows and got some great strategies. This is the first time I’m hearing about your book. I’m excited to check that out when it comes out.

Brett:

Thanks, Blake. For our listeners to get to know you for the first time, would you give us a little bit more about your story and your current focus?

Blake:

You said some good things in the intro there about my story. It started back in my youth, I’ve always loved business, I’ve loved entrepreneurship, I love learning from people who have started and implemented a business. So I did go to college that was kind of a passion of mine to study entrepreneurship. So found one of the schools at the time in the country that was offering that as a major. While I was there, I was introduced to some pretty unique people. Some of them taught me about some of the strategies that I’m using now. So as I got out of college, started in business it was a passion of mine to grow business. That’s where I would want to generate wealth. So for me, I was looking for a place where do I save my money. So I started using some of the strategies that we help entrepreneurs and business owners use today, cash flow investor. So I just started using it myself got passionate about the things that it was doing in my life and found some of the best people in the industry who had been doing it for years in the Money Insights team and join them. I’ve been able to work with some pretty unique individuals ever since. So it’s been a blessing to do things that I’ve been passionate about for such a long time.

Brett:

Fantastic. By the way, you can learn more about Blake Brogan by going to moneyinsights.net. But before we dive into some of the ways that high net worth and income earners can become high net worth individuals. I want to take one other step back, I believe we’ve all been given certain gifts in this life. Some people call them strengths, some people call them superpowers, I believe they are God-given gifts that are given to us to be a blessing to others. I’m curious, what are those one or two gifts that you believe you were given? Maybe go back to the high school days before when you were younger? How do those help how you help and bless people?

Blake:

That’s a great question actually, the timing is pretty unique. Even this weekend, I was hosting a men’s retreat-type thing at our church. There was a lot of things there that I didn’t really want to do didn’t have skills in and I was just kind of reflecting on the ways that we’ve been created individually and with unique talents and people enjoy doing the things that I don’t enjoy doing, which I found super cool. we should actually think about that this weekend. But for me answering your question specifically. I’ve always enjoyed coaching, teaching, educating. Even now I’ve coached high school basketball. I coach a high school golf team now. I have younger kids. So I’ve taught some tennis clinics, things like that for younger kids. So I enjoy learning about golf. You know, it’s a pretty complex game, anyone who’s tried to try to do it knows it’s not that simple. But if you can just kind of get the fundamentals right, I think one of the skill sets I’ve been blessed with is I try to help people, take complex ideas, make them simple, if we understand the basics, the fundamentals, to fill the details, and later, I think I have some skills in doing that. then, even with what we do today, the strategies that we help business owners cash flow investors utilize, are oftentimes they don’t know about them, or they’re not talked about in the mainstream, the products, and strategy. So if just understanding the basics of what’s going on in how it solves problems, I think is something that I’ve been able to use to translate to what I do today.

Brett:

Excellent. So making complex, simple, educating, teaching, coaching, I love basketball. That’s one of my passions in life. We can talk about that more a little bit later. But let’s dive right into the show right now. What’s the number one secret, Blake to helping high-income earners become high net worth individuals?

Blake:

That’s a great question. One of the primary strategies though, that we teach at Money Insights is again aimed at high-income earners in oftentimes its people in the business owner, the cash flow investor space. So probably a lot of your listeners, people who are investing things that are more alternative bringing cash flow back into your life, one of the primary strategies that we use as people are flowing money in and out into investments, they may love the things that they’re investing in the businesses that they’re growing, how they can utilize their skills to enhance whatever they’re doing. But one of the natural inefficiencies that are there is money sitting on the sidelines so as cash flow comes in, there’s just a natural inefficiency where most people are storing their money today. So most people are just flowing money in and out of typical bank accounts where you, you have liquidity, you have safety, but really beyond that, there are no tax benefits, there’s no growth. So the Investment Optimizer is really just a way to optimize what people are already doing from an investment standpoint. so one of the strategies that we talked about, is using a very special type of life insurance policy just as an alternative place to flow money in and out of in-between investments. So again, going back to the idea that right we have a bank account with safety liquidity well, with these very specially designed life insurance policies, and my backup just say, these life insurance policies might not be necessarily what you’ve heard about on the radio or, or other places. They’re more designed not for the death benefit, but the living benefits, you could say. So we can store money in these policies where we have that same safety and liquidity, but we can earn a significantly higher return. There are some tax benefits, depending on where you live, there’s some creditor protection, and then we can maybe jump more into it. But the unique part is, we’re actually when we utilize this as what we refer to as an opportunity fund. So exchanging these sorts of strategies for a bank account, you can actually create value and create returns in multiple places really at the exact same time.

Brett:

Okay, got it. So you’re seeing life insurance as a way to make sure that cash is not sitting idle called lazy money, or sleeping money sitting in cash, not making a lot of return, naturally inefficient, and that also have some living benefits, some creditor protections and maybe some tax incentives to do that. Is that a fair summary so far?

Blake:

I’d say that’s a really good one.

Brett:

What’s the number two secret to helping high-income earners become high-net-worth individuals?

Blake:

Yeah, so we talk a lot about the value of velocity and of leverage keeping our money moving for us you can create a lot of, you can, you can get pretty far if you’re a prolific saver, but when you can add leverage onto the saving that you already doing. If you’re a prolific saver, that’s where we can really start to see some results. So we teach them alternative strategies, again, more geared towards high-income earners. Let’s say you’re not down the business owner cash flow investor route, you want to go more the traditional retirement plan, we teach strategies where you can, you can go down that route, but actually add leverage on to retirement accounts using some bank financing, just to take the saving that you’re already doing. Add another layer of profitability. At the end of the day, you’re able to create more income, using some of these strategies and maybe just going down the typical 401k IRA route, especially if taxes are a big thing. You want to explore how to create some high tax, high income that’s tax-exempt or tax-free. There are some strategies that we teach along those routes as well.

Brett:

Okay, cool. So let’s talk about the tax part of it. So what’s the number one secret to using these life insurance policies to make sure that you’re being tax efficient.

Blake:

So from a tax perspective, these accounts are very much like a Roth IRA. So the money that’s going into the policies is is after-tax dollars, then you can grow that money tax-deferred. then the unique way that we utilize it or we leverage it is that you can access the money tax-free. So again, think of it from a tax perspective, much like a Roth IRA, where after-tax dollars are going in then after that we have tax-free use of the money, anytime after that. So essentially, what the strategy boils down to, again, if you’re, if your money’s flowing in and out of a bank account, which is what most investors that we talked to now, you’re not getting any tax benefits, we don’t even really think about that often. Because the returns that we’re getting in a bank account are so low right now. But these strategies allow you to earn roughly four or 5%, tax-free, and then we can leverage those policies to be able to go invest in the things that we’re already going to invest in anyway. But we’re just doing so in a way that, again, gets you that multiple rates of return on the exact same dollar.

Brett:

So you pay the tax on whatever that you earned, then you throw into this life insurance policy, and then it’s grown, it’s grown, it’s growing. Then like a Roth, any of the growth is all tax-free?

Blake:

Yeah. So technically, it grows tax-deferred, but then you can access it tax-free, so very much exactly what you’re saying.

Brett:

Roth would be tax-free? If I put 100 grand into a Roth, and it goes to a million bucks, and long as I wait till I’m a certain age, I walk out, I don’t pay any taxes on that. The second one would be you can leverage against. Is that what you’re referring to? So you would borrow against your policy and access borrow against borrowing your own funds. Is that another way to put it?

Blake:

We think of it as like, there are two buckets of money, So think about if I, if I grow my bank account, because I want to invest in some real estate project I’m just growing that bank account, I liquidate the money, but the funds into the investment kick off cash flow rinse and repeat. With the life insurance policies, it actually works a little bit differently, where we’re putting money in, it’s growing, it’s compounding, it’s got all those benefits I kind of mentioned. But then when it comes time to access the funds, as opposed to liquidating the cash that we have in the policies, what you’re able to do is borrow against it. So it’s very much like a home equity line of credit, where you get access to a much bigger bucket of funds. that’s really the funds of the life insurance company. So they will allow you to borrow their money. Then what you’re essentially doing is using their capital, your capital serving as collateral, now we got access to another pool of money, another bucket, you could say, and we deploy that into the investments that we were going to do anyway.

Brett:

So let’s say I have a million bucks, it’s sitting my bank account, and I’m gonna go put it all into this life insurance policy, how much can I leverage of that million? Can I get 1,000,005? Can I get 900,000? How much the next day? Could I use for that to go put on a down payment for a real estate property?

Blake:

That’s a great question. So as we’re putting money into the policies, oftentimes, we structure it, so you’re putting it in on an annual basis. But let’s say you want to put a million dollars, on day one, but just in your example. So the way that the policies are structured, there are some costs, some of the fees are the front-loaded costs of the death benefit. These are life insurance policies at the end of the day. So let’s say you could probably in your example, you could maybe have access to about 800 grand of the million dollars is what you could leverage the next day, and the percentage is right about 95%. So I was factoring that in.

Brett:

You pay the fees and net after fees and everything you have 800,000. Then what are you borrowing at? What percentage are you borrowing that?

Blake:

So now they’re charging about 5%. So our policies, our policies are growing at about 5%. You’re borrowing against them at a rate of about 5%.

Brett:

So you could definitely argue that it’s kind of a wash. As long as it’s growing at five, and you could put in some very safe stuff.

Blake:

On the surface, that’s certainly what it appears. So if my money is growing at five, I’m borrowing at five, the initial question I would think of is, how am I really getting ahead by doing that? Well, let’s take your example, If I get a million dollars, it’s growing. It’s compounding because I leverage the capital to go do my investing. I never actually stopped the compounding of my money of the million. So I got a million bucks. It’s in this policy. It’s compounding at roughly about 5%. If we look at the long term, I’m borrowing. I got access to the insurance company’s money, I can borrow that and go invest that into things that I was going to invest in any way, so I’m paying them 5%. So as cash flows get kicked off my deal, I’m just using that to kind of repay the loan. So the unique part about that is really the secret sauce of the strategy is in this difference between compounding versus simple interest. So my money continues to compound and as long as I’m at least repaying the interest on the policy loans, it’s a simple interest loan. So we have examples, if you want to check it out, you can go to moneyinsights.net, we have an education center. We go into these in detail really just kind of breaking down the math behind the strategy. But using your example, let’s add a million dollars. it was compounding for me at 5%, over 20 years I would grow that to about 1.6 5 million, you’re using actually a scale of the exact situation that I use often. So I grow that to about 1.65. If I never repaid any loan, and if I borrowed against the insurance policy, use the insurance company’s money flowed that back in I would be paying about 60,000, or excuse me, $600,000 of interest. So at the end of the day, In your example, I’d be adding about $100,000 of interest using this strategy than I wouldn’t have got had I just flowed money in and out of the bank account. I know, running through some of these numbers can be a little confusing.

Brett:

It’s good. My listeners are very smart, I’m gonna be honest, I still haven’t found that real estate, commercial multifamily investor value add $5, $10, $15, $20 million clients that’s doing this. Here’s what I think is the reason maybe you can help us understand what we’re missing here, so I put a million into this policy of which I get access to 800,000 at 5% versus I put a million dollars on a property as the down payment, I go borrow another $800,000 at three and a half percent. So the commercial rates are going for approximately four. I use that to turn welfare and cash flow and I paid it down at three and a half percent. then I go I 1031 exchange in the next property. I just keep doing that. In other words, I’m seeing I’m losing $200,000 a purchasing power on not being able to add that to our downpayment, which right now loans are about can be 65 to 70% LTV. So for every $100,000 that is going is not as a downpayment, I’m losing the ability to leverage up even more right and buy more property. So I don’t know why I would do that if I could go and do what I just said. Does that make sense?

Blake:

Yeah, it does. Great question, a couple of thoughts that come to mind as you’re explaining that. So the first thing is we’re not looking to leverage, we’re using this investment optimizer as a way to use whatever you’re using cash for. So we’re not saying this is a better way to finance any of the properties or projects that you’re doing. So you got to come up with the money somewhere right to be able to put into the deal. So we would say, okay, utilize the investment optimizer for the part that you need to come up with cash for and then use a bank loan, just like you would typically. Now another strategy, or another thought there is for certain, there are some front-end costs. So if you’re looking at this in your example you’re I’m doing one deal. then I’m going to do some more deals after that, if you’re looking at this over the short term, it’s, it’s not going to be a win. So this is certainly a long-term strategy. So if you’re someone who’s like I want to be in this game, flowing money in and out of investments for a long time, this is gonna be a strategy to take a look at, because let’s say we’re four or five years into this policy I’ve put a couple of million dollars a year under the policy. Well, after two, three years, if I put a million dollars in, my policy is growing by 1.1 million, then one point 2,000,001 point 6 million and on and on it goes. So yes, we’re not going to have access to as much money on day one. But if you look at it over the long term, you’re going to have a certain significant amount of value in your opportunity fund than you would have had just flowing money in and out of a bank account. Again, I might point you back to the videos we have on our website that take into that exact scenario. So I think on our website, we have it, where if I’m putting $100,000 If I wanted to put 100k into a deal, why would I not just put 100k directly in versus flowing it through the life insurance policy, because I’m only gonna have access to like 80k right away. We run through those examples. We look at it over a long period of time.

Brett:

Perfect. Go to moneyinsights.net. Let’s shift a little bit about how, if any, does the life insurance policy help with capital gains tax deferral? Is there any way I’m selling cryptocurrency for $10 million that I could use some kind of life insurance policy to help defer the capital gains tax on the exit? Or is it only just buying it to offset the future when I die? Does that make sense?

Blake:

Yeah. So in anything that you do outside of the policy, the taxes are going to remain the same. So for your questions, specifically, it’s not going to help me with capital gains tax, that’s where I’d probably point them back to a show like yours, or someone else to learn some alternative strategy so that from the tax perspective, it’s only within the policy.

Brett:

Okay, what about a state tax? So, in the past for ultra-high net worth individuals, 22 million married, 12 million single, approximately, anything above and beyond those exemptions is subject to 40% debt tax nothing new, a stepped-up basis, nothing new with capital gains tax and police separate. So the goal is to get it outside of the taxable estate. The challenge is, you typically can’t get it out fast enough, too much planning, or gifting, you can’t get it out or give it all away to charity, people don’t want to give it all away to charity. So you look at life insurance as a way to buy a big old policy, so that when the payment is due upon death, which is typically six months after the family passes, then you’re using that to pay off because it’s tax-free. Is that a fair summary there? Would you add to that using life insurance as a way to extinguish the estate tax challenge?

Blake:

That’s great, you explained it very well. One clarification on death benefits. What’s interesting is we’re talking about the living benefits using this as an opportunity fund to enhance our investing. But the reality is you do create some pretty large death benefits along the way that you’re really not paying for in any other way. Now as that, as that death occurs, and those are paid, that that death benefit is paid to your heirs, your beneficiaries, your children income tax-free, so it’s not a state tax-free. Now, for individuals who have those largest state tax issues, life insurance, the permanent death benefit is really one of the best ways to pay for that need. So you’re not going to get estate tax benefits necessarily from the death benefit. But it can be certainly used as a way for ultra-high net worth.

Brett:

So I buy a life insurance policy, which has a $50 million death benefit. I die, kids get $50 million income tax-free. But that 50 million is still inside of their taxable estate, correct?

Blake:

Yes. So that would add to your estate tax.

Brett:

It’s kind of helping, but it’s not all the way to solving. That’s good because I’m learning something new on this one. By the way, we have something called the Deferred Sales Trust plus, and I’d save your deal story for our listeners who are wondering about this. This is part of why we believe the Deferred Sales Trust is superior to life insurance. Blake, I’m happy to hear your counter to this is because, upon the exit of the asset, all of the funds can move outside the taxable estate without giving away to charity, and without having to buy a life insurance policy so that upon passing, all of the assets pass capital gains tax, and estate tax-free, okay, which includes income tax-free, this is no income it’s all of it all. It’s because outside of the taxable estate and so here’s the deal for a client, they don’t, they’re worth about $30 million or so all of it’s inside of the taxable estate, their traditional real estate folks, multifamily investors, and they were selling a $5 million asset in Colorado. part of the reason they chose to use the deferred sales trust was that (a) defer the capital gains tax, and (b) moved it outside the taxable state all in one day, no life insurance done. So 2,000,005 is 40% of 2 million is 40% of 5 million is 2 million is gone, it’s just out like we just added that much value in one single day. So what would be the counter to that? Why would somebody not use that or why? That doesn’t mean you can also supplement with life insurance, because we do work with life insurance professionals, where now we take that 5 million, and we get all the income that’s producing on that. they receive that and they use that to go buy life insurance. So they get even it’s kind of like have your cake and eat it to get even an extra bonus. Does that make sense, Blake?

Blake:

it is. So one of the things that I would not counter but just add to what you’re saying is that you can use the beneficiary from a life insurance policy can be a trust, so you can have this windfall, and then use a trust to do all the strategies that you were talking about. So I wouldn’t position it as it’s a versus b, why would I do this first that I would say, okay, how can we potentially, I mean, there are many factors on individual circumstances, but how could we utilize this to enhance essentially the strategies that you were already doing? I wouldn’t say most a significant portion of our clients have a trust set up as the beneficiaries for their life insurance policies upon their death.

Brett:

Okay, cool. Yeah, that’s interesting. Yeah, we kind of geek out on individual circumstances that get into the weeds on the ones. Just to clarify, the first sale trust is not like a living trust where it’s just passing on-air passing to heirs and avoiding probate. It’s literally a business trust very unique. There are 1000s of different types of trust. a lot of times people go what I already have into the trust aren’t good, no, no, you got to use a deferred sales trust upon sale set up prior to exit and the taxable estate. So awesome. Let’s shift a little bit into investments. So a lot of our listeners are also cryptocurrency or real estate folks. So you mentioned the different investments, this 5% people want to get 10%, 15%, 20%, 30% or more. So can the investments inside of the life insurance policy be different things? Or does it really need to be the super conservative stuff that’s all fixed?

Blake:

Certainly, if I say to you, Brett, I got an opportunity for you to put money in a place that’s going to earn 5%, even though it’s tax-free, you’re gonna be like, come on, I can do a lot better, We teach a lot of strategies that can do a lot better than that. So I think the key to understanding that is a life insurance policy is not an investment at all, it’s just a storage vehicle for cash, it’s a way to flow money in and out of the investing that you’re already doing, and use it to add a layer of profitability. So let’s take your example, if I’m a crypto investor I’m putting money into these cryptocurrencies, if those are kicking out cash flow, that money’s got to go somewhere into another opportunity fund to store up before doing it again. So these life insurance policies are simply an additional layer of profitability. So as opposed to just taking dollars, again, directly going into the investment that we’re going to do, hopefully earning 10%, 20%, 30%, 100% rate of return we’re utilizing this as really, it’s almost like a pastor. So as money goes into the policy, we gather all the benefits that we would get from life insurance, and we have access to the capital right away that we could go leverage to go invest in the things that we’re already going to do anyway. So as opposed to just having our money earning whatever rate of return we’re getting in our investments, we’re simply utilizing this as a way to earn an additional rate of return on top of whatever we’re doing.

Brett:

Appreciate it. But let’s move to the number one biggest frustration that your clients have when it comes to capital gains tax deferral, with cryptocurrency businesses, primary homes, real estate, what is it, maybe a deal story or two? Maybe you get calls from people talking about this. What’s the biggest frustration you’re facing when talking with high-income and high-net-worth individuals?

Blake:

I think you probably provide a solution to this, but a lot of times, it’s what are my options? So if I think of 1031 as my only option of the ways that I can utilize capital gains tax to my advantage, or avoid paying it, oftentimes, we’re starting with, okay, am I putting money into this investment purely for the tax benefits? Or am I able to actually look at it holistically and say, okay, is this going to be a good value for me overall, and I’m just gonna link that back to the investment optimizer? One of the problems a lot of people talk to us about is like, Okay, I love what I’m doing. From an investments standpoint, I like the opportunities that are coming my way. However, I got this money in between deals, it’s not really doing anything for me with inflation, it feels like it’s burning a hole in my pocket. So by having our money in a place where we’re earning significantly higher returns, it’s kind of like Brett, you were saying, if we don’t feel like we need to get our capital into an investment right away allows us to kind of step back, say, okay, analyze this, I’m not losing as much money due to inflation just eroding the value of my dollar. Is this the best place for me to be investing and store my capital?

Brett:

Yeah, it’s a safe harbor. There are different reasons to do use different vehicles just like there are recent new opportunities, zones 1031 exchanges, Delaware statutory trust, charitable remainder trust, and deferred sales trust. The question is which option works best for you and exactly what like most people just don’t know. Or their trusted advisors don’t know that there’s something beyond a 1031 exchange, by the way, 1031 Exchange only works for investment real estate doesn’t work for cryptocurrency it doesn’t work for primary homes doesn’t work for business sales, In fact, you’re talking about taking it away entirely. Now, I don’t think it’s going to happen. It looks like it’s going to stay on it’s gonna stay but there are those who want to take it away completely, and not even give that option. So we just helped a cryptocurrency owner $5 million Bitcoin sale, she bought it for 50,000, it went to 50 million, and she didn’t want to exit anything because of the tax. Also, she’d have a great outcome for where she was going to put the money. So with a deferred sales trust, it was that bridge to defer the tax and also be able to fund her next business venture. By the way, if you’re wondering all about any of this stuff, you can go to the capitalgainstaxsolutions.com. We have our free ebook, sell your business real estate or cryptocurrency smarter. It’s the nine steps to help you execute the Deferred Sales Trust transactions. Get clarity on what it is how it works. All of the above go to capitalgainstaxsolutions.com. That being said, Blake, we’re running out of time you ready for the lightning round?

Blake:

Let’s do it.

Brett:

Knowing what you know now if you go back to your 25-year-old self, what’s the one golden nugget make sure to tell yourself to do?

Blake:

Get yourself surrounded by people who you envy or trust or want to become. I think one of the best things that have happened to me, personally, family, business-wise, getting around the right people.

Brett:

Excellent. Number two, what’s the number one book you’ve recommended or gifted at the most in the past year?

Blake:

Traction.

Brett:

Number three, what’s the one leadership quote or theme that you strive to live by?

Blake:

I’m gonna pass on that Brett. I’m sorry, I don’t have one ready for you.

Brett:

It could also be a theme. It doesn’t have to be like an exact quote. An example is, do unto others as you have others do unto you. Does anything come to mind?

Blake:

What comes to mind is, search find ways to serve people the best.

Brett:

There it is. Next question, what are you most curious about right now?

Blake:

Cryptocurrencies? That’s something I’m looking into a lot more. You probably have a lot more clients who do it. I have not dived in, or dove in, I should say at the level a lot of people have been very curious as to what’s happening.

Brett:

Absolutely. Last question. After all of your success in helping people from high-income earners to high net worth individuals’ life insurance, all the cool things that you’re doing? How do you stay centered in your values? How do you stay encouraged to charge forward to reach new heights?

Blake:

I trust Lord, I tried that too. I think humility is a big thing. I’ve had some successes, I’ve had some failures. Remember that everything that we have been given is a gift and use those gifts like the second question that you asked me in this use your five try to find ways to use your gifts to serve others.

Brett:

Fantastic Blake, I want to thank you for being on the show. I want to encourage you to keep using the gift you have in making complex things simple and also coaching, teaching, educating people, and helping them to create and preserve more wealth and life insurance and everything else that you guys are doing over at Money Insights. For our listeners who want to get in touch with you, will remind them one last time what’s the best place for them to connect with you?

Blake:

Go to moneyinsights.net. I would also encourage you to check out our podcast Money Insights Podcast, we teach a lot of strategies for high-income earners who are looking to grow their wealth.

Brett:

Fantastic. Thanks, Blake for being on the show.

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About Blake Brogan

Blake Brogan has been in the financial services industry since 2015, after graduating from Grove City College with an undergraduate degree in Entrepreneurship (PA). He was first exposed to business owners and investors who were actively implementing Investment Optimizer strategies while in college, which sparked much of his own financial education and passion to serve fellow entrepreneurs and business owners.