In today’s episode, we dive deep into the intersection of faith, finances, and high-performance living with wealth coach and Christian stewardship mentor Jeremy Krulikowski. If you’re a leader, entrepreneur, or purpose-driven high achiever looking to build wealth without losing your grounding, this conversation is a blueprint for transforming not just your bank account—but your entire approach to money.
Jeremy brings a refreshing Kingdom-focused clarity to the world of personal finance and wealth creation. He helps high performers break free from debt, build generational stability, and align their financial strategy with biblical principles that unlock peace, purpose, and abundance. This episode explores the mindsets, disciplines, and actionable frameworks that empower individuals to rise as wise stewards, generous givers, and impactful leaders in their communities.
Whether you’re scaling a business, preparing for a major liquidity event, or simply ready to elevate your financial habits in a God-honoring way, Jeremy’s insights will challenge you, inspire you, and equip you to pursue wealth with both integrity and intention.
Episode Highlights Here:
Brett
Before we jump into this episode, I want to invite you to join our community to help you become a better steward scale to billions and ultimately give more or all of it away. All I want you to do is to click the subscribe button right now. I love your support. It’s incredible to see your comments, and we’re just getting started. I can’t wait to go on this journey with you. Thank you so much for subscribing. It means the world to me. Hey, Brett Swarts, your founder of capital gains tax solutions, with the buildings podcast, once again, we’re excited to rock and roll. We’re with Jeremy Krulikowski, is part of the coolest name ever, and we’re gonna be chatting about five secrets to get totally debt free, even if you already are a millionaire or a billionaire and you already scaled it’s never too, too, too early to always remember the foundation. And maybe you are debt free and but maybe you need to get debt free. Maybe debt has adjusted on you today from these interest rates that have skyrocketed the last couple of years. You’re like, you know what? I had been more disciplined and had more debt freedom. I Perhaps wouldn’t be in the mess that I’m in right now, all of the above and so much more. That’s what we’re gonna be talking about on today’s show. Please welcome the show with me. The founder of the company is called high performance. He’s a high-performance wealth coach, and he’s on a mission to help Christian Yeah,
Jeremy
Kingdom Debt Solutions is one of our companies and kingdom wealth movement, so we have two different ones that address two little bit slightly different issues. So yeah, we’ll get into it. We’ll get into it.
Brett
We’ll get on all of this stuff. But Jeremy, just take it away. Man, tell us about your story and your focus. Go ahead.
Jeremy
Yeah, man, so I would just say this, everything that you just mentioned is really personal tome. I don’t come at debt and financial lack and scarcity from an ivory tower. I come from firsthand experience, and even just like growing up, like growing up, I was super, we didn’t have much money. I don’t know what it was like for you, but I mean, like going on family vacations wasn’t a thing really, having money, talking about money wasn’t a thing unless we didn’t have it. So, I grew up with a really pretty strong poverty mentality and just always doubting, basically, like, glass half empty. You know, parents are. My mom’s like, oh yeah, we’re gonna go on its trip. Whenever it’s summertime. We’re gonna go on a cruise. We’re gonna Disney. And I’m like, is it a little kid? You’re like, yeah, that sounds great. And then eventually, if it doesn’t happen, eventually, like, now, happen, eventually, like, now, that’s never going to happen. So, I think I just kind of accepted the fact that I wasn’t ever going to have much money. And, you know, things just kind of got worse throughout my childhood, to the point where, you know, we went from Florida to Tennessee, and when I was 17, things got really tight. Our house wasn’t selling in Florida when we moved my dad’s job wasn’t working out. He was having kind of a huge mental breakdown, and everything was going well, except for him. And after, you know, a few months of trying to get a business going, feeling the financial pressure, things just weren’t working out. Unfortunately, he actually committed suicide. I actually have a picture of him right next to me on the desk. This is, like, one of our Christmas photos, you know, kind of times. And this is like things started to go down. So, you know, I’ve seen firsthand what happens when you don’t have money, and there’s a huge mental health crisis in our company, or, sorry, in our country, and there’s a massive amount of scarcity and fear. I mean, like you were saying earlier, I don’t care how many people might say it’s not that bad, but when you got $1.21 trillion in debt, the highest it’s ever been. You’ve got 600 million something credit cards open. The average person has a 7000 or so balance. Personal Loans are at 25ish million personal loans, over 10,000 of that. And most people, I mean, maybe a lot of people here, like, I’m good. I’m not worried about debt. I’m not worried about ever having financial issues. If so, I’d say, Praise God hallelujah. That’s awesome. Now you get to focus on being a generous giver and making an impact, like I know you love to do Brett, but yeah, for those of you who are watching that might feel pretty helpless, I know what it’s like to be there. And yeah, even starting our marriage you’re broke.
Brett
Yeah, Kingdom wealth moment, you can go to JeremyKrulikowski.com, I want to spell this for everybody, because this is kind of a tongue twister. KU if they go, they go
Jeremy
to Kingdom wealth movement.com by the time this comes out, we have, we’re redoing the website, but they got that. Okay, so
Brett
don’t forget about that. Don’t worry about that. And I need to figure out Jeremy’s last name on his website, King wealth. com. So, let’s dive into the five secrets Jeremy to becoming totally debt free. And these are Christian, Christian, Christian secrets. Are biblical secrets, right? Like, this is great. Let’s talk. Let’s talk through it.
Jeremy
Yeah, man. So honestly, some of it, in some ways, it’s, it’s, I mean, it’s not like the Bible has the corner on this stuff. A lot of it’s just common sense. But I do believe a lot of it, especially if you are somebody from who’s religious and comes from a faith perspective, you’ve got a lot of really bad limiting beliefs and things that are kind of tucked away, that are causing you to self-sabotage. And I’ve seen this.
Brett
So, if you like this little, short clip of the interview I just did, click over here to watch the full interview, and please don’t forget to subscribe if. Thanks so much, everybody.
Watch the episode here:
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About Jeremy Krulikowski
Jeremy Krulikowski is a High-Performance Wealth Coach and Christian financial mentor dedicated to helping individuals break free from debt, build true wealth, and steward their resources with purpose. Combining biblical wisdom with practical, high-impact financial strategies, Jeremy equips his clients to transform their money mindset, strengthen their habits, and unlock long-term financial freedom.
Through his coaching programs, online content, and speaking appearances, Jeremy has become a trusted voice for faith-driven leaders seeking to align their finances with their calling. He focuses on empowering people to create sustainable wealth, expand generosity, and build a legacy that reflects Kingdom values. Known for his clarity, authenticity, and results-oriented approach, Jeremy’s mission is simple: to help people become debt-free, purpose-driven, and abundantly resourced to make a lasting impact.
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