Building a profitable business is one thing. Building a business that is financially organized, tax-efficient, and ready for a successful exit is another. Many entrepreneurs focus so heavily on revenue and day-to-day operations that they overlook the financial strategies that can help them keep more of what they earn and position their company for maximum value when it comes time to sell.
In this episode of Build It to Billions, Brett Swarts sits down with Sam Miles, CPA and founder of Guardian CPA Group, to explore how a fractional CFO can help business owners gain greater financial clarity, make smarter tax decisions, and prepare for a future exit. From understanding the numbers behind the business to proactive tax planning and building stronger financial systems, Sam shares practical insights entrepreneurs can use to turn a successful company into a more valuable and exit-ready asset.
Episode Highlights Here:
Brett
Before we jump into this episode, I want to invite you to join our community to help you become a better steward, scale to billions, and ultimately give more or all of it away. All I want
you to do is to click the subscribe button right now. I love your support. It’s incredible to see your comments, and we’re just getting started. I can’t wait to go on this journey with you. Thank you so much for subscribing; it means the world to me. Welcome everybody to the Buildings to Billions podcast, where we guide successful entrepreneurs and investors on their journey from millions to billions. We believe the key to scaling and compounding your wealth in life starts every single day with the mindset and practice of stewardship over ownership and applying billionaire biblical principles. Our ultimate goal is help you scale and compound your wealth in life, so you can give more all of it away to help MVPs. My name is Brett Swarts. Each and every episode, I’m joined by the world’s top entrepreneurs, investors, millionaires, or billionaires, and they share their secrets with us so we can all level up, make a bigger impact. We’re also streaming on Capital Gains Tax Solutions podcast and YouTube channels as well. If you have a large exit coming up, make sure you go to capitalgainstaxters.com to get started with a plan for the exit. I’m excited about our next guest. He is a veteran CPA based in Las Vegas who spent nearly three decades helping entrepreneurs turn financial chaos into clarity. He’s overseen more than 5,000 tax returns, guided business owners through IRS audits and advised on dozens of acquisitions, always with a knack for seeing three steps ahead. Unlike traditional firms that do just the books, this guest connects tax strategy, cash flow, and growth planning into one clear picture. His specialty: home service and small business owners who don’t need just more sales; they need smarter systems, better decisions, and confidence in their numbers, and that’s why we’re talking about today finding a proactive fractional CFO and so much more. Please welcome the show with me, Mr. Sam Miles. Sam, how we doing?
Sam
Great. How are you doing?
Brett
Doing great. Good. Good to have some time with you today. And for our listeners getting to know you for the first time, would you give us just a little bit more about your story and your current focus.
Sam
Well, growing up, I wanted to be a chemical engineer, and did internships down in Houston, and decided there’s no way I want to spend the rest of my life doing that. Switched over to accounting because I got pulled into a sales tax audit by the CFO where I was doing my internship, and going through that audit, I ended up saving him a little bit more than $50,000because I noticed some statistical variations that the auditor implored that I didn’t agree with. The CFO was a little nervous when I asked for the meeting with the manager, and after that meeting, he’s like, “Go home, change your major to business. And my dad’s an attorney and a CPA, and he told me if I’m going to major in business, major in accounting because that’s a language of business, and I’m grateful for it every day.
Brett
What a great background! I love that. I love how you had a mentor and a dad who encouraged you, and a and a and a boss who encouraged you to do it, and you follow through. Let’s dive right into the topic at hand, right? Because you are probably one of a rare type of CPA who also provides the CFO services, right? So, I think it’s so important to understand the differences and what business owner who might be listening can you can help them with. So, I guess what’s the number one secret to finding a proactive tax strategist and CFO as a as a as a for the fractional service? What’s kind of your thoughts on that?
Sam
I think it’s getting harder and harder to find great CPAs. We’re all so busy. If you’re good, you are just so busy doing tax returns, and that’s mostly what people think of when they think of their CPA. Is hey, that’s a guy I meet with to do the taxes. Maybe I see him once or twice a year. I think that’s the worst service that we have, and I’m guilty of it as well. Like that we provided to our clients, and recently I merged my firm in with another CPA firm, and I just started answering the phone for the people I really enjoyed working for. And as I gave them more and more time, you know, I got a few of them that said, “Hey, will you be our fractional CFO? And I kind of fell into this by dumb luck. I’m so grateful that I did, and that some of these clients have led my career this shift. And even if I’m just doing your taxes, and we’re another CPA and CFO, and more is assigned to it, we want to be meeting with our clients at least four times a year, either on a Teams meeting or in person. I was just in Austin, Texas, visiting one of my clients. I’m able to fly around pretty easy and be present and get into your systems and see what’s really going on because a lot of the stuff you can do to save taxes. Happens before you even think about filing them, and that’s the stuff we want to get in front of. Like implore the Augusta Rule, make sure you’re doing your board minute meetings during that. Looking at reasonable compensation, all these things that successful businesses that are making a couple$100,000 a year.
Brett
So, if you like this little, short clip of the interview I just did, click over here to watch the full interview, and please don’t forget to subscribe. Thanks so much, everybody.
Watch the episode here:
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About Sam Miles
Sam Miles, CPA, is the founder of Guardian CPA Group and an experienced accounting and financial professional who helps business owners gain greater clarity and control over their finances. With nearly three decades of experience, Sam focuses on proactive tax planning, financial strategy, profitability, cash flow, and helping entrepreneurs make better decisions based on the numbers behind their businesses.
Through Guardian CPA Group, Sam works with business owners to go beyond traditional tax preparation by providing strategic financial guidance and fractional CFO-level support. His approach emphasizes building strong financial systems, making responsible tax-saving decisions, and positioning businesses for sustainable growth, greater enterprise value, and ultimately a successful exit.
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